BND vs AGG: The Two Biggest Bond ETFs Look Identical, but One Has Quietly Won for Years
Quick Read BND's float-adjusted index excludes Fed-held bonds, giving it a narrow 10-year edge over AGG despite costing 1 basis point more at 0.04%. SCHZ mirrors AGG's index for Schwab investors, while BNDX adds currency-hedged internation…
Your Target-Date Fund Charges 6x More Than the Two-ETF Version of Itself
Quick Read VT and BND blended at 90/10 cost roughly 0.06% versus the 0.30% average target-date fund, saving five figures over a 30-year career. Most 401(k) menus block the switch, but rollover and Roth IRAs let investors redirect new contr…
BND Is About to Erase the 2022 Bond Crash. TLT Isn’t Close.
State Street Debuts Active Target Maturity Bond ETFs The largest bond ETF in the world is closing in on a milestone that looked out of reach three years ago. The Vanguard Total Bond Market ETF (BND) now sits roughly 2.4% below its total-re…
Best ETFs for Beginners in 2026: 7 Funds to Start Your Portfolio
ETFs for Beginners - Investment Education The ETF industry now holds more than $15 trillion in assets. It launched new funds at a record pace in 2025 and 2026. Most of them aren't for beginners. The funds that belong in a first portfolio a…
Holding the Wrong Bond ETF in the Wrong Account Quietly Costs Retirees Thousands a Year. The Fix Takes About Two Minutes.
Quick Read BND's 4.24% annualized return shrank to just 2.6% after taxes, with corporate bond distributions taxed as ordinary income claiming over one-third. VTEB's federal-tax-exempt and AMT-exempt distributions make its 3.55% yield more…
Holding This Vanguard Bond ETF Is a Bad Idea in 2026. Buy This Instead.
Quick Read BND's one-third corporate bond allocation correlates with equities during selloffs, making GOVT's pure Treasury structure the cleaner shock absorber. With CPI accelerating above 4% and rate cuts off the table, BND's 0.43% year-t…
30% of Americans Leave IRA Rollovers in Cash for 7 Years: Here’s What That Costs You
A staggering behavioral pattern is quietly draining retirement wealth. According to research cited by the Money Guy Show, nearly 30% of IRA rollovers remain uninvested in cash seven years later. The issue is not limited to rollovers. Vangu…
$750,000 Annuity Locks In $4,200 a Month for Life, but Gives Up $610,000 Inheritance
Quick Read Vanguard Total Bond Market ETF (BND) has returned 18% cumulatively over a decade, outpacing single premium immediate annuities (SPIAs) which deliver IRRs of 2.8% to 4.8% depending on longevity. Annuity agents frame guaranteed in…
Vanguard’s Cheapest Investment-Grade Bond ETF Costs Less Than $3 a Year on $10,000. Hardly Anyone Mentions It.
Quick Read Low Fees Matter: VCIT charges just 0.03% in expense ratios, or roughly $3 annually per $10,000 invested. Investment-Grade Focus: VCIT concentrates on high-quality corporate bonds with intermediate duration exposure and a 5.13% S…
A $1.7 Million Portfolio Lost $312,000 in 18 Trading Days, Proving the Case Most Retirees Hate to Hear
Quick Read The 4% rule sounds safe until a market crash forces retirees to cut spending by 18%, as SPY (SPY) and BND (BND) fell together in a single month. That simultaneous decline exposed the real trap: traditional diversification fails…
A $1.3 Million Portfolio Lost $210,000 in One Week, Proving the Case for a 2-Year Cash Buffer
Quick Read SPDR S&P 500 ETF Trust (SPY) dropped 23% in five trading days during a tariff-driven March 2026 selloff, erasing $209,300 from a $910,000 equity portfolio, while Vanguard Total Bond Market ETF (BND) gained 0.33% during the same…
Bond ETFs Are Back: 3 Options Retirees Should Consider as Yields Hit Multi-Year Highs
Quick Read Moody’s downgraded US sovereign debt from Aaa to Aa1 in May 2025 due to unsustainable debt levels, while the 10-year Treasury yield has climbed back to the 4.90-5.00% range in Q1 2026 after touching 4.99% in late March. Federal…
BNDW Offers 4.1% Yield and 50-Country Bond Coverage for Almost Nothing
Quick Read Vanguard Total World Bond ETF (BNDW) combines Vanguard Total Bond Market ETF (BND) and Vanguard Total International Bond ETF (BNDX) in a single 0.05% expense ratio fund, delivering 4.1% dividend yield while providing exposure to…
Can’t Live on $2k a Month in Social Security? Add These ETFs to Your Retirement Portfolio
Quick Read The right ETFs could supplement your Social Security checks nicely and provide access to steady income. VYM and SCHD are dividend-focused equity ETFs with low expense ratios and stable holdings. BND offers lower volatility throu…
Over 50? 3 ETFs to Buy Now to Supplement Your Future Social Security
Quick Read Social Security replaces about 40% of pre-retirement earnings for average wage earners. A fulfilling retirement might require a lot more income than that. These ETFs could all be a source of ongoing income, but they come with di…
Stocks and Bonds Both Had Good Runs in 2025. Even With Fed Cuts, That’s Unlikely in 2026.
Bond yields look set to rise this year, despite the possibility of at least two Federal Reserve rate cuts. Even a small increase in yields can be a problem. Continue Reading
These 3 ETFs Could Be the Best Gifts You Give Your Kids or Grandkids This Holiday Season
24/7 Wall St. Quick Read VT provides exposure to 98% of global investable equities with a 0.06% expense ratio. GLD has been among the best-performing large-cap ETFs over the past year as gold prices surged. BND offers a 3.8% dividend yield…
Move Over, Treasuries. These Are the New Safe Assets.
Government debt has burgeoned since the 2008-09 financial crisis, while corporate debt has been stable and even declined in recent years. Continue Reading View Comments
BND, Fixed-Income ETFs Slip as Tariff Clock Expires
As the 90-day pause in reciprocal tariffs expires today, renewed fears of inflation have begun to ripple through U.S. fixed-income markets, as measured by the steady decline of the Vanguard Total Bond Market ETF (BND), the largest U.S. bon…
Why 'defensive' investment plays will see an uptick soon
US stocks (^GSPC, ^IXIC, ^DJI) saw nearly $10 billion in outflows this week, according to data from Bank of America, as traders reacted to rising volatility. Todd Rosenbluth, TMX VettaFi head of research, joins Catalysts to explain the inv…
The iShares Bitcoin Trust ETF (IBIT) pulled in $877.2 million Friday, increasing its total assets to $72.7 billion, according to data provided by FactSet. The inflows came as markets tumbled, with the Dow Jones Industrial Average falling 2…
Investors Bid Up Treasury ETFs After Quarter-Point Rate Hike
Treasury exchange-traded funds jumped Wednesday after the ninth-straight interest rate hike by the Federal Reserve. The central bank raised rates 25 basis points, less than what was expected a few weeks ago, after a series of bank collapse…
Vanguard Group, the second-biggest exchange-traded fund issuer, kept the crown for the most inflows in 2022, narrowly beating BlackRock Inc.’s iShares, its larger rival. Meanwhile, Newport Beach, California-based Pacific Investment Managem…
The 60/40 strategy is on pace for its worst year since 1936: BofA
The recent synchronized selloff in stocks and bonds has crushed one of the most popular strategies for long-term investors: the 60/40 portfolio. According to data from strategists at Bank of America Global Research published last week, the…
Vanguard Reports Expense Ratio Changes for Six Funds
Four bond ETFs report lower fees VALLEY FORGE, Pa., April 29, 2022 /PRNewswire/ -- Vanguard today reported expense ratio changes for six funds across multiple ETF and mutual fund share classes with fiscal years ending December 2021. The ch…
Three-Fund Portfolios Can Cut Risk, Taxes, and Costs for Investors. Here’s How to Build One.
Retirement savers looking for simplicity, and less volatility, should consider the less-is-more strategy. Many in the Bogleheads investor community dig it.
Yahoo Finance's Akiko Fujita and Reggie Browne, GTS Principal, discuss which ETFs may be better investments amid election uncertainty and a possible Biden-Harris win. Video Transcript AKIKO FUJITA: It is now time for our ETF report, brough…
Yahoo Finance's Akiko Fujita and Reggie Browne, GTS Principal, discuss which ETFs may be better investments amid election uncertainty and a possible Biden-Harris win. Video Transcript AKIKO FUJITA: It is now time for our ETF report, brough…
Some mutual funds are more appropriate than others for core bond holdings. Credit risk and expense ratios for mutual funds can impact investor returns.
The 100 Most Popular Mutual Funds for 401(k) Retirement Savings
There's no denying the importance and popularity of 401(k)s for retirement savers. Americans have $6.3 trillion invested in these tax-deferred workplace savings accounts, according to the Investment Company Institute, and there are more th…
Assets invested in exchange traded funds (ETF) and exchange-traded products (ETP) listed globally hit the $7 trillion milestone at the end of last month, according to research and consultancy firm ETFGI.